Broker Better Deals With OURBNK
Services & Products
Services
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Application processing
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Credit assessment
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Customer identification (including KYC, KYB, AML verification)
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Settlement services
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Funding
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Ongoing customer management
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Financial hardship & remediation
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Partner reporting and management
Lending Products
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Construction lending
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Development lending
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Bridging finance
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Land purchase
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Commercial lending
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SME lending
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Residential lending
Other Products
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Transaction products
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Deposit products
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Debit cards
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Credit cards
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Payment solutions
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Foreign exchange and cross border payment services
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More products coming soon...
Tier Structure
OURBNK is predominantly a wholesale provider working directly with key partners across the country to deliver solutions for them and their customers.
There are three tiers of Partnerships offering different levels of support and branding. Each tier enables our partners to provide services at a level that is suitable to their business.
Keep Your Customer
More than anything OURBNK recognises the importance of partner/customer relationships, so everything OURBNK does is geared towards supporting and strengthening these critical customer relationships.
Our bespoke solutions allow our partners the freedom to tailor products to meet the individual needs of their customers.
Tier Levels
TIER 1
General Broker Partner
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Role: OURBNK sets customer pricing and broker remuneration.
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Earnings: 5bp upfront + 13bp trail, or 20bp if opting for trail only.
TIER 2
Exclusive Broker Partner
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Role: Broker sets customer rate within a cap set by OURBNK.
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Benefits: Flexibility: Ability to set customer rates within a cap, allowing for tailored solutions to meet client needs.
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Increased Earnings Potential: More control over remuneration structure within the set cap, potentially leading to higher earnings.
TIER 3
Mortgage Manager
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Role: Offers own branded product provided by OURBNK with increased pricing flexibility.
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Branding: Opportunity to offer a branded product, enhancing market presence and brand loyalty.
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Earnings: No cap on remuneration structure (sign-off from OURBNK may be required).
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Upfront Fee Required. Contact us for more information.
OURBNK exists to support your brokerage.
Portal Coming Soon
OURBNK's partnership focus is simple: improving broker satisfaction. This means ensuring brokers rely on and trust the OURBNK team to deliver, at each stage of every deal.
Broad Products
Comprehensive solutions across Consumer, Commercial, and Deposits with flexibility to make deals work.
Faster Approvals
Seamless digital integration means OURBNK is immediately assessing key decisions to turn your loan approval around faster.
Consistent Answers
Reliability demands consistency, throughout a deal and across deals. Consistency is the real test of a lending team’s skills, integration and efficiency.
Seamless Compliance
Digital processes provide comprehensive and more timely compliance assurance, without delaying your approval due to tedious manual processes.
Most importantly, partners can determine the operating model that suits them with the pricing model between OURBNK and its partners varied to reflect this.